Important Tips To Consider Before Buying Pet Insurance

If you decide to purchase pet insurance, there are several companies to choose from. Most provide coverage throughout the United States and offer flexible plans you can use with any veterinarian. Some even include discounts for multiple pets. Here are some tips that can help you the insurance that is best for your family pet and your pocket.

 

1. Research pet health insurance policies before or soon after you obtain a pet.
2. Enroll your pet when he / she is healthy.
3. Ask your veterinarian which illness are most likely to affect pets like yours, and investigate coverage for those ailments.
4. Ask your veterinarian , hospital staff and friends for pet health insurance company recommendations. At our hospital we recommend Veterinary Pet Insurance (VPI) , Pet Assure and ASPCA Pet Health Insurance .
5. Compare policies offered by at least three different companies.
6. Make sure you understand how the policies will calculate reimbursement of benefits.
7. Ask how often your premium will change and why.
8. Ask how much your premium will be in the future.
9. Ask how long the company has been in business.
10. Ask if the numbers of claims submitted affects your premium.
11. Choose the deductible and required co-payment you can afford.
12. Visit independent websites with customer reviews of providers and policies.

Visit each company social media pages to see what comments their policy holders are posting.

Please watch the following short video with 3 additional useful tips to use before buying pet insurance.

https://www.youtube.com/watch?v=XOjydjqpuyQ